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Hill Country Flood Resources
It is with heavy hearts and deep sadness that TAPD acknowledges the devastating impact of the recent Central Texas floods. Our thoughts are with all the families, individuals, and communities affected by this tragedy. We understand that some of our own TAPD members and their practices may have been impacted, and we want to extend our full support during this challenging time. Below is crucial information on state and federal resources available to assist those directly affected, as well as outline ways our compassionate membership can contribute to the relief efforts and help our fellow Texans recover.
STATE RESOURCES
The state is asking anyone impacted by the July 4th floods to fill out a survey here: https://damage.tdem.texas.gov/
Texas Department of Insurance (TDI)
TDI’s Help Line is available to help Texas flood victims with insurance questions. The line is open Monday through Friday from 8 a.m. to 7 p.m.. Call 800-252-3439 or visit our complaints page.
TDI Resources
- Insurance claim tips for Texas flood victims (Español)
- Flooded cars: What to know about insurance claims and repairs (Español)
- Can I make an insurance claim for additional living expenses (Español)
- Using a generator? Stay safe from carbon monoxide (Español)
- Does insurance cover fallen tree branches? (Español)
- Look up an insurance company or find a company’s agent for service of process
FEDERAL RESOURCES
Small Business Administration (SBA) Loans
The SBA offers three types of financial assistance to those who were impacted by storms and floods from July 2nd through current.
- Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible. The limit is typically $2 million
- Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period. These loans are capped at $2 million and are designed to cover essential expenses such as payroll and rent.
- Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles. These loans can go up to $200,000 for property repairs and $40,000 for contents such as furniture and vehicles.
The deadline to apply for the Business Physical Loan is September 5, 2025 and the Economic Injury (EIDL) Loan Application deadline is April 6, 2026.
Visit https://lending.sba.gov to apply for a disaster assistance loan or contact SBA disaster assistance customer at disastercustomerservice@sba.gov or by phone at 1-800-659-2955 for further assistance.
The SBA cannot duplicate benefits for losses covered by insurance.
FEMA Assistance
Financial assistance is available to eligible homeowners and renters in Kerr County. FEMA may be able to help with serious needs, displacement, temporary lodging, basic home repair costs, personal property loss or other disaster-caused needs.
Survivors with homeowners, renters’ or flood insurance should file a claim first. By law, FEMA cannot duplicate benefits for losses covered by insurance. If your policy does not cover all your damage expenses, you may then be eligible for federal assistance.
- The fastest way to apply is online at DisasterAssistance.gov.
- Download the FEMA App for mobile devices.
- Call the FEMA helpline at 800-621-3362 between 6 a.m. and 10 p.m. CT.
To view an accessible video about how to apply visit: Three Ways to Register for FEMA Disaster Assistance – YouTube.
When you apply for assistance, have this information readily available:
- If insured, the policy number or the agent and/or the company name
- A current phone number where you can be contacted
- Your address at the time of the disaster and the address where you are now staying
- Your Social Security number, if available
- A general list of damage and losses
- Banking information for direct deposit
Remember to keep receipts from all purchases related to cleanup and repair.
Ways to help:
As a community dedicated to the well-being of children and families across Texas, many of you have expressed a desire to offer support to those devastated by the recent floods. We’ve compiled a list of impactful ways our members can lend a hand, whether through direct donations to reputable relief organizations, contributing essential supplies, or volunteering time to support the recovery efforts in the impacted Central Texas communities. Every act of kindness, no matter how small, can make a significant difference in helping our neighbors rebuild and heal.
- Community Foundation of the Texas Hill Country/Kerr County Flood Relief Fund
- The Central Texas Flood Recovery Fund
- Texas Search & Rescue
- Austin Pets Alive and Kerrville Pets Alive
- Southern Oaks Church (Kerrville)
Additional resources, updates, and ways to help will be posted on the TAPD website below. Please reach out with any questions and we are grateful for our supportive membership!
The TAPD keeps all the people and families in our prayers.